Privacy Policy
Effective Date: 05/24/2024
HALOZ HOLDINGS (“HALOZ,” “we,” “our,” or “us”) is committed to protecting the privacy and security of client information. This Privacy Policy describes how we collect, use, store, and disclose information in connection with our advisory, structuring, and consulting services.
Information We Collect
We may collect the following categories of information:
Business Information
- Legal entity name
- EIN
- Business registration documentation
- Authorized representative information
- Financial and operational information
Personal Information
- Full name
- Address
- Email and phone number
- Government-issued identification
- Social Security Number (where required and authorized)
Financial & Credit Information
- Payment history
- Account performance data
- Business and/or consumer credit information (where authorized)
How We Use Information
We use collected information to:
- Provide advisory and structuring services
- Verify identity
- Evaluate eligibility for structured billing terms
- Manage service agreements
- Process payments
- Maintain compliance records
- Furnish account performance data where applicable and authorized
Credit Information & Reporting
Where structured billing terms are requested, HALOZ may obtain business or consumer credit information through lawful and permissible means, including soft inquiries, for risk assessment and underwriting purposes.
Soft inquiries do not impact credit scores.
HALOZ may furnish account performance data to commercial and/or consumer credit reporting agencies in compliance with applicable law.
HALOZ does not sell personal credit information.
Data Security
We implement administrative, technical, and physical safeguards designed to protect information against unauthorized access, disclosure, or misuse.
Data Retention
Client records are retained for a commercially reasonable period consistent with regulatory standards, contractual requirements, and legitimate business purposes.
Your Rights
Clients may request access to their information and may dispute inaccurate information pursuant to our published dispute procedures.
Updates
HALOZ reserves the right to update this Privacy Policy as needed to reflect operational or legal changes.
TERMS & CONDITIONS
Terms & Conditions
By engaging HALOZ HOLDINGS, clients agree to the following:
Nature of Services
HALOZ provides advisory, structuring, formation guidance, and strategic consulting services. HALOZ does not provide legal, tax, or investment advice unless expressly stated in writing.
Engagement Structure
All services are governed by a formal Service Agreement outlining scope, deliverables, pricing, and milestones.
An initial deposit is required prior to service commencement.
Remaining balances may qualify for structured commercial billing terms subject to underwriting approval.
Billing & Payment
- Deposits are non-refundable once services begin.
- Milestone invoices are due upon issuance unless structured terms apply.
- Net-30 billing requires full payment within 30 calendar days of invoice date.
- Late payments may result in account restriction or reporting updates where applicable.
HALOZ reserves the right to suspend services for non-payment.
Credit Evaluation & Reporting
Where structured billing terms are extended, clients authorize HALOZ to evaluate creditworthiness through permissible business and/or consumer credit data sources.
Approved accounts may be reported to commercial and/or consumer credit reporting agencies in accordance with applicable law.
HALOZ does not guarantee credit score increases or specific credit outcomes.
Dispute Resolution
Disputes must be submitted in writing. HALOZ will review and investigate disputes in accordance with applicable federal and state laws.
Limitation of Liability
HALOZ shall not be liable for indirect, incidental, or consequential damages arising from use of services.
Governing Law
These Terms are governed by the laws of the State of Wyoming.